How to make your money count for any charitable donation

Before donating to any charity, you need to know the rules of the road and the precautions to take to ensure that the money will go where it’s needed.

• Don’t give cash. Legitimate charities will take a check.
• Don’t give credit card, bank account or personal information to telemarketers. In fact, you should be skeptical of telemarketers. If you want to give, you should be the one who initiates the call.
• Don’t give to Internet appeals if the cause does not look legitimate and doesn’t check out. Traditional frauds have gone electronic in recent years, giving con artists easy access to thousands of potential victims.
• Don’t give in to pressure. Anyone that can’t wait for a donation while you check out his or her organization is likely to be a crook.
• Expect specific information. Ask what kind of relief this organization is going to provide. Don’t give to a vague appeal.
• Check out the charity with national, state and local authorities. Established charities register with the Internal Revenue Service. You can search for specific non-profit organizations on the IRS website.
• Beware of newly formed organizations. If the charity is new, you may have to rely on your relationship with the company or sponsor of the organization to determine whether you trust the group.
• Report abuses to the nearest Better Business Bureau and the State Attorney General’s office. You can also report abuses to the National Fraud Information Center at (800) 876-7060 or at Fraud.org.

To find out more information about charities and how to investigate them on the web, go to either Give.org or CharityWatch.org